Gemini Earn Program Terms and Authorization Agreement. Last updated: 07/18/2022. Gemini Earn (the “Program”) is a program that allows customers (“you” or “your”) of Gemini Trust Company, LLC (“Gemini,” "we," "us" or "our") to lend certain Digital Assets that you custody with us. In order to participate in the Program, you must. Please note: this article covers withdrawing your fiat from Gemini to your bank account. If you recently made a deposit with a Bank Transfer (ACH), the funds are pre-credited into your Gemini account so you can trade immediately but will not be available for withdrawal until the ACH deposit fully clears.